Loan GRP-2166 - Business Loan

Loan Type
Business Loan
Loan Term
12 mo. 6 d.
Loan Amount
€25,000.00
Offer for investment
€23,750.00
Date Issued
22.02.2019
Maturity date
31.03.2020
Loan Originator
Finsputnik Platforma SIA
Security
BuyBack guarantee in case of borrower`s payments delay for more than 60 days.
Description
Description

Mikrokasa is a microfinancial lending institution that has been operating on the market since 2006. The company is a signatory to the Code of Good Practices for companies associated in the Confederation of Financial Enterprises in Poland. The company was developing fast and went through various development stages and legal structures- from limited company in 2009 to a joint-stock company in 2011. In 2013 the company debuted on the Catalyst bond market in Warsaw, which means that the company complies with reporting requirements set by the exchange.

The size of the portfolio has reached an equivalent of more than Eur 25 Mln in 2018. The portfolio has had a compound annual growth rate of more than 40% over the last 5 years.
The company has many years of experience in the financial sector. Main values of company are honesty and integrity, in accordance with the law and principles of good practice.

Notarial Deed - is the most frequently used method of securing the payment of a certain amount in Poland.  Submission to enforcement in a notarial deed gives the creditor, claiming his claims, the opportunity to apply to the court for the enforcement clause. If you already have a notarial deed with such a clause, you can in turn go to the bailiff with the request to initiate execution. Therefore, without having to conduct a lawsuit, he may demand payment, with the help of a bailiff who will execute the entire property of the debtor.

Country
Poland
Collateral
Notarial Deed
Investor
Amount
Available
Total
Discount / Premium
Price
Investor Finsputnik Platforma
Amount €21,297.25
Available €21,297.25
Total €21,297.25
Discount / Premium 0.0%
Price €21,297.25
Investor Investor 1
Amount €30.00
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Investor Investor 2
Amount €10.00
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Investor Investor 3
Amount €10.00
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Investor Investor 4
Amount €10.00
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Investor Investor 5
Amount €16.00
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Investor Investor 6
Amount €10.00
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Investor Investor 7
Amount €20.00
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Investor Investor 8
Amount €20.00
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Investor Investor 9
Amount €20.00
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Investor Investor 10
Amount €20.00
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Investor Investor 11
Amount €50.00
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Investor Investor 12
Amount €20.00
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Investor Investor 13
Amount €13.98
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Investor Investor 14
Amount €370.21
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Investor Investor 15
Amount €10.00
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Investor Investor 16
Amount €10.00
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Investor Investor 17
Amount €25.00
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Investor Investor 18
Amount €20.00
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Investor Investor 19
Amount €10.00
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Investor Investor 20
Amount €10.00
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Investor Investor 21
Amount €21.20
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Investor Investor 22
Amount €20.00
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Investor Investor 23
Amount €10.00
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Investor Investor 24
Amount €20.00
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Investor Investor 25
Amount €100.00
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Investor Investor 26
Amount €50.00
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Investor Investor 27
Amount €20.00
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Investor Investor 28
Amount €10.00
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Investor Investor 29
Amount €20.00
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Investor Investor 30
Amount €100.00
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Investor Investor 31
Amount €10.00
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Investor Investor 32
Amount €67.91
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Investor Investor 33
Amount €10.54
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Investor Investor 34
Amount €10.00
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Investor Investor 35
Amount €10.00
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Investor Investor 36
Amount €20.00
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Investor Investor 37
Amount €10.00
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Investor Investor 38
Amount €10.00
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Investor Investor 39
Amount €14.42
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Investor Investor 40
Amount €20.00
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Investor Investor 41
Amount €20.00
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Investor Investor 42
Amount €20.00
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Investor Investor 43
Amount €50.00
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Investor Investor 44
Amount €17.49
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Investor Investor 45
Amount €10.00
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Investor Investor 46
Amount €10.00
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Investor Investor 47
Amount €250.00
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Investor Investor 48
Amount €20.00
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Investor Investor 49
Amount €100.00
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Investor Investor 50
Amount €10.00
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Investor Investor 51
Amount €10.00
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Investor Investor 52
Amount €10.00
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Investor Investor 53
Amount €25.00
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Investor Investor 54
Amount €10.00
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Investor Investor 55
Amount €10.00
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Investor Investor 56
Amount €25.00
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Investor Investor 57
Amount €50.00
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Investor Investor 58
Amount €11.00
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Investor Investor 59
Amount €20.00
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Investor Investor 60
Amount €10.00
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Investor Investor 61
Amount €200.00
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Investor Investor 62
Amount €10.00
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Investor Investor 63
Amount €10.00
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Investor Investor 64
Amount €10.00
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Investor Investor 65
Amount €10.00
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Investor Investor 66
Amount €25.00
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Investor Investor 67
Amount €100.00
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Investor Investor 68
Amount €10.00
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Investor Investor 69
Amount €30.00
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Investor Investor 70
Amount €10.00
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Investor Investor 71
Amount €20.00
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Investor Investor 72
Amount €20.00
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Investor Investor 73
Amount €10.00
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Investor Investor 74
Amount €30.00
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Investor Investor 75
Amount €10.00
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Date
Principal
Interest
Total
Received i
Payment date
Status
Date 25.03.2019
Principal €0.00
Interest €241.03
Total €241.03
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Status Scheduled
Date 25.04.2019
Principal €0.00
Interest €217.71
Total €217.71
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Status Scheduled
Date 25.05.2019
Principal €0.00
Interest €217.71
Total €217.71
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Status Scheduled
Date 25.06.2019
Principal €0.00
Interest €217.71
Total €217.71
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Status Scheduled
Date 25.07.2019
Principal €0.00
Interest €217.71
Total €217.71
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Status Scheduled
Date 25.08.2019
Principal €0.00
Interest €217.71
Total €217.71
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Status Scheduled
Date 25.09.2019
Principal €0.00
Interest €217.71
Total €217.71
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Status Scheduled
Date 25.10.2019
Principal €0.00
Interest €217.71
Total €217.71
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Status Scheduled
Date 25.11.2019
Principal €0.00
Interest €217.71
Total €217.71
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Status Scheduled
Date 25.12.2019
Principal €0.00
Interest €217.71
Total €217.71
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Status Scheduled
Date 25.01.2020
Principal €0.00
Interest €217.71
Total €217.71
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Status Scheduled
Date 25.02.2020
Principal €0.00
Interest €217.71
Total €217.71
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Status Scheduled
Date 31.03.2020
Principal €23,750.00
Interest €262.75
Total €24,012.75
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Status Scheduled
Loan Amount
€25,000.00
Initial offer
€23,750.00
Available
€21,297.25
Available
€21,297.25
IR
11.00 %
LTV
-
Term
12 mo. 6 d.
€2,452.75 of €23,750.00