e-Mkopo is a Kenya based pay-day loan provider operating fully online. It has been founded by a successful Russian credit company DoZarplati. The competitive advantage of e-Mkopo is that they are using all the expertise and know-how that has been accumulated by DoZarplati since 2013, such as proprietary scoring model, client-relationship strategy and the experience of DoZarplati’s top managers. The headquarters are located in Nairobi and headed by a local professional with an impressive track record in financial markets. The demand for e-Mkopo products has been rising since establishment